Because flood zone ae is prone to flood property owners with mortgages from federally regulated lenders in these zones must buy flood insurance if they live in a community that participates in the national flood insurance program nfip.
Flood zone ae definition.
Areas of 100 year flood with average depths of less than 1.
Zone classifications please print a copy for future reference.
Zone c zone x areas determined to be outside 500 year floodplain determined to be outside the 1 and 0 2 annual chance floodplains.
This area is more commonly referred to as the base flood area or the 100 year flood plain.
Sfhas are labeled as zone a zone ao zone ah zones a1 a30 zone ae zone a99 zone ar zone ar ae zone ar ao zone ar a1 a30 zone ar a zone v zone ve and zones v1 v30.
Moderate flood hazard areas labeled zone b or zone x shaded are also shown on.
Zone x is used on new and revised maps in place of zone c x shaded x500 b areas of moderate flood hazard from the principal source of flood in the area.
Mandatory flood insurance purchase requirements and floodplain management standards apply.
Zone b zone x500 areas of 500 year flood.
These zones are depicted on a community s flood insurance rate map firm or flood hazard boundary map.
Flood insurance is mandatory in all a zones because of the high potential of flooding.
60 3 c zone ae and a1 30 requirements d floodway requirements.
X c areas of minimal flood hazard from the principal source of flood in the area and determined to be outside the 0 2 percent annual chance floodplain.
Additionally such localities are considered to have a 26 percent chance of flooding in the course of a 30 year mortgage.
National flood insurance program requirements.
B x shaded moderate risk areas within the 0 2 percent annual chance floodplain areas of 1 percent annual chance flooding where average depths are less than 1 foot areas of 1 percent annual chance flooding where the contributing drainage area is less than 1 square mile and areas protected from the 1 percent annual chance flood by a levee.
B x shaded moderate risk areas within the 0 2 percent annual chance floodplain areas of 1 percent annual chance flooding where average depths are less than 1 foot areas of 1 percent annual chance flooding where the contributing drainage area is less than 1 square mile and areas protected from the 1 percent annual chance flood by a levee.
Each zone reflects the severity or type of flooding in the area.
Base flood elevations bfes derived from detailed hydraulic analyses are shown in this zone.
A zone maps also include ae ah ao ar and a99 designations all having the same rates.