Flood Zone Ae Louisiana

Your rates should not increase immediately.

Flood zone ae louisiana.

Louisiana flood maps the base flood on the map view fema s flood insurance rate maps firms over road maps and aerial photos. Understand your flood zone. This area is more commonly referred to as the base flood area or the 100 year flood plain. Because you re newly mapped into the high risk area talk to your agent about the newly mapped procedure which allows you to maintain preferred risk rates if you have a favorable loss history for one full year after the effective date of the new map.

Areas of special flood hazard include zones a ae ah ao ar a99 d v ve and x. Depths or base flood elevations are shown within these zones. These flood zones are explained below and reflects the severity or type of flooding in the area. Flood insurance is protection for specific flood events for your home or business.

This is the base floodplain. Will my rates increase immediately. Because detailed hydraulic analyses have not been performed no base flood elevations bfes or flood depths are shown. My flood zone has changed from zone x to zone a or ae.

Request a flood zone determination or view the flood maps by clicking on the flood map to the right or by calling maggie olivier at 504 736 6541. The 1 percent annual chance flood is also referred to as the base flood or 100 year flood. Sfhas are labeled as zone a zone ao zone ah zones a1 a30 zone ae zone a99 zone ar zone ar ae zone ar ao zone ar a1 a30 zone ar a zone v zone ve and zones v1 v30. Louisiana consumers can purchase flood insurance through the national flood insurance program nfip private insurers and surplus lines insurers flood insurance is most often required for homeowners and business owners in high risk areas who have a mortgage through a federally regulated or.

Get zone base flood elevation and contact information for local floodplain officials. Because flood zone ae is prone to flood property owners with mortgages from federally regulated lenders in these zones must buy flood insurance if they live in a community that participates in the national flood insurance program nfip. Ae zones are now used on new format firms instead of a1 a30 zones. In all a zones a and ae regulations require that the top of a structure s lowest floor be elevated to or above the base flood elevation bfe.

A1 30 these are known as numbered a zones e g a7 or a14. Property owner in flood zones ae and ve high risk areas are required to carry flood insurance if they have a federally backed mortgage. Moderate flood hazard areas labeled zone b or zone x shaded are also shown on. Zone a areas subject to inundation by the 1 percent annual chance flood event generally determined using approximate methodologies.